How to use Tap to Pay on iPhone for your business

Merchants can now easily accept contactless payments with just an iPhone. With Tap to Pay on iPhone and a supported app, you can accept in-person, contactless payments, right on your iPhone — from physical debit and credit cards, to Apple Pay and other digital wallets — no extra terminals or hardware needed. It’s easy, secure, and private.

Contactless payment cards

Accept contactless debit and credit cards with Tap to Pay on iPhone. To confirm if your customer has a contactless card, look for the EMV® Contactless Indicator on the back or the front of the card.

To accept a contactless card, present your iPhone to the customer and ask the customer to hold their card horizontally on the tap area for a few seconds until done.

Apple Pay on iPhone

To accept Apple Pay, present your iPhone to the customer and ask the customer to hold their iPhone near the tap area until done.

Apple Pay on Apple Watch

To accept Apple Pay on Apple Watch, present your iPhone to the customer and ask the customer to hold their Apple Watch near the tap area until done.

Other digital wallets and wearables

With Tap to Pay on iPhone, merchants can also accept payments from other digital wallets and wearables that enable contactless transactions.

To accept payments from these devices, ask the customer to hold the paying device near the tap area of your iPhone until done.

PIN entry

Transactions that require PIN will automatically prompt a PIN entry screen to appear when using Tap to Pay on iPhone. When it appears, the customer can securely enter their card PIN to confirm a payment.

Accessibility options

Tap to Pay on iPhone has accessibility options for PIN entry. Simply select “Accessibility Options” and instructions will be be read out through the iPhone speaker to the customer.