Open Banking
& Payments
Driving true experience transformation for organizations, from defining your strategy to designing your solutions to executing your vision.
- Our Client Solutions
01
National Instant Payments Network
We designed a universal instant payments solution for a European country, which was so successful it is now the official solution across the country where all banks must connect to conduct business.
02
Payment Service Provider Build
A leading POS machine provider wished to move up the payments value chain. We built a new microservices-based payments processing capability, adding new payment types such as APM’s, QR Code, Crypto and more, enabling new POS, processing and ECOM services.
03
Embedded Finance Loyalty Ecosystem
A multinational coffee chain launched a prepaid program to enable loyal customers to receive priority access to services. We integrated the solution within the app, online and POS, created a redemption capability, and implemented complex pricing and promotion capabilities, resulting in a lead program servicing 60 million customers with deposits over $1 billion.
04
Wholesale Stablecoin Settlement Network
A client sponsored by more than 15 leading global banks presented a vision to revolutionize interbank settlement with a blockchain-based settlement coin. We drove the product design and implemented the payment network service, combining Swift and distributed settlement nodes.
05
Payment Strategy
Through multiple acquisitions, our client inadvertently was left with complex bespoke client interfaces and customer journeys, linked to multiple payment providers, creating a drag on future strategy implementation. We helped the client quickly reset their payments landscape and designed a roadmap to future strategic aims.
06
Payment Technology Migration
We migrated 37 banks from a legacy card batch processing technology to a cutting-edge, real-time platform allowing for access to accurate, up-to-date data.
07
Retail Digital Payments Hub Implementation
A global sports apparel manufacturer wanted to take control of their payments processing. We built a payment hub with intelligent switching and integrated leading PSP and fraud solutions to enable new payment types while also driving up acceptance rates.
08
Banking as a Service (BaaS)
A German challenger bank developed a BaaS product in a prototyping language and was unable to bring together engineering teams to configure the product for its clients. We cross-trained six scrum teams, enabling quick and effective implementation.
09
Merchant Portfolio Profitability Optimization
To assist a global client in migrating data from one platform to another, we developed a data lake, enabling detailed analysis of each individual merchant to provide a clear view of profitability while helping to assist senior management in decision-making.
01
National Instant Payments Network
We designed a universal instant payments solution for a European country, which was so successful it is now the official solution across the country where all banks must connect to conduct business.
02
Payment Service Provider Build
A leading POS machine provider wished to move up the payments value chain. We built a new microservices-based payments processing capability, adding new payment types such as APM’s, QR Code, Crypto and more, enabling new POS, processing and ECOM services.
03
Embedded Finance Loyalty Ecosystem
A multinational coffee chain launched a prepaid program to enable loyal customers to receive priority access to services. We integrated the solution within the app, online and POS, created a redemption capability, and implemented complex pricing and promotion capabilities, resulting in a lead program servicing 60 million customers with deposits over $1 billion.
04
Wholesale Stablecoin Settlement Network
A client sponsored by more than 15 leading global banks presented a vision to revolutionize interbank settlement with a blockchain-based settlement coin. We drove the product design and implemented the payment network service, combining Swift and distributed settlement nodes.
05
Payment Strategy
Through multiple acquisitions, our client inadvertently was left with complex bespoke client interfaces and customer journeys, linked to multiple payment providers, creating a drag on future strategy implementation. We helped the client quickly reset their payments landscape and designed a roadmap to future strategic aims.
06
Payment Technology Migration
We migrated 37 banks from a legacy card batch processing technology to a cutting-edge, real-time platform allowing for access to accurate, up-to-date data.
07
Retail Digital Payments Hub Implementation
A global sports apparel manufacturer wanted to take control of their payments processing. We built a payment hub with intelligent switching and integrated leading PSP and fraud solutions to enable new payment types while also driving up acceptance rates.
08
Banking as a Service (BaaS)
A German challenger bank developed a BaaS product in a prototyping language and was unable to bring together engineering teams to configure the product for its clients. We cross-trained six scrum teams, enabling quick and effective implementation.
09
Merchant Portfolio Profitability Optimization
To assist a global client in migrating data from one platform to another, we developed a data lake, enabling detailed analysis of each individual merchant to provide a clear view of profitability while helping to assist senior management in decision-making.
100+
Cross-industry clients in the last five years
1,000+
Professionals
100+
Programs
- Our Capabilities
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We’re at the forefront of designing and implementing the next generation of new products while uplifting capabilities of existing PSPs and Banks.Card Issuing & Acquiring
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We’re working on the cutting edge of commercial stable coins, CBDCs, gaming and Web3 NFT implementations.Digital Currencies
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We routinely consult, design and implement open banking capabilities and cross-industry embedded finance services for leading retail, travel, hospitality and media firms.Open Banking & Embedded Finance
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We work globally with central governing bodies, think tanks and technical partners around the globe to modernize payments infrastructure.Instant & Real Time Payments
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We’re implementing the ISO20022 structure for Global Banks to support a new era of cross-border payments and payment networks.Cross Border Payments
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We leverage our deep history in data rich transactions to develop data analytics and AI capabilities to drive unique customer experiences and offerings.Customer Personalization & Loyalty
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We help organizations implement sophisticated tools to monitor and protect against nefarious transactions and attacks on payments networks.Fraud Detection
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We help firms across various industries capitalize on opportunities to develop new products, services and revenue streams made possible by new and pending regulation.Regulatory
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Webinar
Financial Services, Government Solutions
The Future of Money: A Deep Dive on CBDCs & Stablecoins
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In the News
Financial Services
Exploring the Future of Payments and CBDCs
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Blog
Financial Services
The Monetization of Instant Payments
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Blog
Financial Services
Core Banking Transformation Best Practices