Credit inquiries occur when someone with a valid business reason, or permissible purpose, checks your credit report. All inquiries stay on your credit report for two years.
If you’re interested in learning when and why your lenders are pulling your credit report, reach out to them.
The credit scores provided are based on the VantageScore® 3.0 model. Lenders use a variety of credit scores and are likely to use a credit score different from VantageScore® 3.0 to assess your creditworthiness.
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