Naman Shrivastava’s Post

[How Should You Invest Your Money in your 20s] There’s absolutely no doubt that inflation will EAT your money. And many fintech firms will make a lot of money by using your fear to upsell their products. Influencers will partner with these fintech startups to ‘subconsciously’ influence you to invest in Altcoins, commodities, NFTs, ‘multi-bagger’ equities, and whatnot. Your friends will ‘invest’ half their salaries in the quest to become a ‘millionaire’ 10 years later, and you will succumb to the FOMO. But here is the reality - There is no ‘guaranteed’ hedge to inflation! If everyone puts their money in a ‘guaranteed’ inflation hedge that asset’s price will climb to a point that it will cease being an inflation hedge. So in your 20s, should you really be predicting market moves? NO. You will NOT become a ‘millionaire’ by investing in stocks. Then where should you invest your time, money and energy ? 1. Invest in highly leveraged skills : Spend less time searching for YouTube videos to predict market moves, and spend more time developing a highly leveraged skill. If you are a replaceable member of the labor force, you have to accept the market price for your work. If you are the best of the best, you can charge whatever price you want! 2. There’s no need to become a ‘crorepati' with a 50k monthly salary : When you are young, you don’t have much money. So if you invest 30k from a small paycheck, it hurts. You compromise on new experiences and learning. And you will not create 'memorable' memories of your 20s. Your 50k/month salary will be NOTHING over the years. Your 1 year saving in your 30s will be more than your 10-year savings in your early 20s. Then what’s the point of sacrificing your experiences and lifestyle? The poorest person is the one with the richest bank account but no time for living experiences. You will never get your youth back! 3. Invest in experiences : Trave and live in hostels, be breathless after your treks in the western ghats, live amongst the clouds in Meghalaya, travel back in time in Hampi. Save-invest-hustle culture has become toxic. Don’t save/invest everything in your 20s. Please don't mindlessly buy 'investing' narratives to the point of not living your life. Compounding in skills, relationships, and experiences will yield better returns than pouring half of your salary into public markets. ❤️

Dearest All, A small reminder of accountability to all the MisFits who have now become part of my YouTube community. This post is a reminder to myself, hold me accountable - if you ever sense that I'm moving away from my value system. I don't want the subscribers of this channel to ever become spokespersons for the BJP or Congress, or AAP. I want all of you to become spokespersons for this beautiful country—India. In a world of loot, deceit, treachery, and fake nationalism - my country is in dire need of MisFits who do not toe the line of subservience, and have the courage to be honest, and rationale. In the world of Rajya Sabha MP Ashok Chavan (who looted the Kargil War Heros in Adarsh Scam), or Ramdular Gond (an MLA convicted of raping a 15 year old child) - be like Netaji Subhash Chandra Bose, Shaheed Bhagat Singh, Ashfaqulla Khan, and many other diamonds who had the spine and courage to stand for the values of India. Of course, it goes without saying that over the past few days, my YouTube blew up. I have received a lot of hate for being political, but I have also received a lot of love in the journey. This transient 'Love-Hate' relationship does NOT impact me. What impacts me is the silence of a few good men at a time of utmost need. This silence is usually bought via money or power. I'm promising you here in writing - I will not charge a single penny by any organization to build a 'paid' narrative for them. No matter how lucrative those offers are - just to be clear, in just a few months alone - we have received offers ranging from 2 to 12 Lakh per video/Podcast/story/post-integration. Earlier, these offers were confined to Ed Tech, modern-day business schools, but now they come from other industries as well (including some political parties). These opportunities are flattering, we have cautiously chosen not to walk down that path to create manufactured narratives. And of course, I am recieving a lot of hate already from the trolls sponsored by such organizations. I never aimed for my Youtube channel to be a profit-driven venture. I’m not a 'YouTuber', and neither do I intend to become one. I’m dedicating my 30s to one thing and one thing alone: getting good people to occupy important positions in this country. Many may laugh at my dream, but until and unless we have good people occupying important positions, NOTHING will change. This dream has a very personal meaning to me, and I'm truly happy to be working towards it via our small works at MisFits, Global Governance Initiative, and the beautiful community upon which this dream hinges. I am at a stage in my life where accumulating money doesn't excite me. I have earned enough for my needs, and I know very well that there’s no end to human greed. People holding important positions should stand for values, and not for the monetary pleasures of life alone. And I truly hope we move closer to shaping the India of our dreams. 🇮🇳 ❤️

My Best wishes, Drishti. Thrilled you could experience the Global Governance Initiative community. Here's to your continued growth and success!

Dear UPSC Aspirants, Please do NOT make UPSC a 5-year plan. 20s are the most productive years of your lives - there's no need to waste it in appearing for the same exam over and over again. If things work out well in the first attempt, congratulations! If not, then please do not lose heart. Life is definitely more than an exam that the British created 100s of years ago Here's a detailed step-by-step guide on How to Bounce Back in life after failing such government exams. Bookmark it, save it, and share it with others. All the very best! 1. FASTEST Way To ACTUALLY Get a Job in the UN World Bank, Google, or Amazon (5 Steps I wish I knew ) : https://lnkd.in/dw4vyqX6 2. IAS Vs. MBA - Detailed Discussions, and Steps: https://lnkd.in/djesz-FF 3. UPSC Plan B for those who want to Build A Career in Tech: https://lnkd.in/d9RvPgYv 4.. What should be your Plan B after Failing in UPSC (In Public Policy Domains) https://lnkd.in/dgE4qK4S 5. How to get a Job in World Bank/UN (from South Asia) : https://lnkd.in/dJfuhjtx 6. Should you quit your Job to Prepare for the IAS Exam? https://lnkd.in/dgyUbSwy 7. 80 Hours Rule To Crack Interviews : https://lnkd.in/dzVGbHuA 8. 3 Ways to work laterally with the Government of India : https://lnkd.in/dvQrgG_x

National Testing Agency, the agency responsible for deciding who becomes a Medical Doctor in India, has admitted in the Supreme Court that 1,563 students were given grace marks without any explanation. This confession underscores the blatant incompetence and negligence rampant within the National Testing Agency. They have agreed to remove these so-called 'grace' marks, but the damage is already done. The head of the NTA, who should be held accountable for the alleged NEET scam, appointed himself to investigate the case. This is the very agency that claims to be India's 'premier' and 'specialist' testing organization - an organiation that assesses the 'competence' of candidates for admissions and recruitment. It's a disgrace. The National Testing Agency should stand for efficiency, transparency, and error-free delivery, yet it is marred by scandal after scandal. From paper leaks to this gross acceptance of their failure, it's a human tragedy. Just last week, a few NEET aspirants took their own lives due to the unbearable pressure and hopelessness inflicted by this broken system. This is not just an administrative error; it's a failure that costs lives. This is just tip of the iceberg that caught the media's attention. Kudos to Alakh, and Adv. Sai deepak for taking up on this issue. The NTA and those who oversee it must be held accountable for this catastrophe.

We are thrilled to announce our latest collaboration with Jivika Foundation, a dedicated organization committed to serving the underprivileged population by bringing vaccination services close to their communities. Through the dedicated efforts of our Global Governance Initiative (GGI) Fellows, we’ve embarked on a mission to tackle the barriers to immunization in tier 2 cities, thereby enhancing the accessibility and effectiveness of vaccination efforts. A dedicated team of GGI Fellows identified and addressed key challenges—ranging from strategic planning to community outreach. This project not only underscores our commitment to building an inclusive world but also highlights the unique power of collaboration between GGI and leading global nonprofits. A special shoutout to our partner Jivika Foundation, our diligent GGI fellows, and everyone involved in making this project a success. One step at a time in the service of this beautiful country. 🇮🇳 Global Governance Initiative

I strongly condemn the attack by terrorists (not militants) as mentioned in the Indian Express Article. Terminology matters. I strongly condemn the attack by terrorists from Pakistan on Indian Citizens participating in a Hindu pilgrimage in Reasi, Jammu & Kashmir. My heartfelt condolences go out to the victims of this heinous act against innocent citizens of my country. While India has made significant strides in integrating various surveillance and security technologies to combat terrorism, it is crucial that we expand these efforts to more vulnerable areas. We need to further streamline the procurement process to facilitate faster acquisition and deployment of critical surveillance equipment. It is unfortunate that the procurement of something as simple as bulletproof jackets for Indian soldiers faced significant bureaucratic delays. An initial requirement for 186,000 jackets was raised in 2009, but due to bureaucratic red tape and issues in the tendering process, it took nearly a decade for the first batch to be delivered in 2018 ( HT published a fantastic case study on the same). This delay exposed our soldiers to unnecessary risks, highlighting a critical area where timely procurement could have made a significant difference. Bulletproof jackets are just the tip of the iceberg. Bureaucratic hurdles in timely procurements and deployment are well-known issues that need urgent resolution. While the Ministry of External Affairs, India, Ministry of Defence, MHA, and Narendra Modiji will undoubtedly take strong curative action against the perpetrators - both diplomatically, and militarily. We must also focus on preventive measures (multi-layered surveillance approach, over coming the problem of fragmented intelligence sharing etc.) All eyes on Reasi. 🇮🇳 #AllEyesOnReasi #modi #reasi #bjp #terrorattack

LinkedIn today has become a hotbed for Pride, Envy, & Trolling. The 'Top Voices' on this platform share the best, selected, well-edited parts of their lives. They exaggerate aspects that are naturally attractive to us. Envy, wealth, greed is sold in the name of entertainment to increase engagement rates. Don’t ever feel pity for your real life. Real life is unfiltered, messy, but beautiful. And there's absolutely nothing wrong with that. I want every member of the LinkedIn community to at least watch through this video. If you are struggling with hatred, envy, trolling, and are scared to take first steps in life - reach out to me. There are many who may bring you down in life, ignore them - and continue to march ahead with your head held high in whatever you want to achieve in your life. It is a travesty that many college students in India are dead-scared to share their opinions publicly. They are scared to write their first linkedin post, they are scared to upload their first YouTube video. And of course, it is NOT their fault. We live in a society where crab mentality has infiltrated every aspect our lives (over population, limited resources, unlimited wants). Please do not let envious leeches to ever bring you down in life. They may call you names, they may try their best to ensure that you fail in life. Ignore them, and possibly block them. Put your head down, and get to work. Please write your pathetic blog post, upload your terribly edited video on YouTube, fail in your relationship, fail in job interviews, makes mistakes,talk about it, and tag me whenever you do that (so that I can also ask my audience to support your work). Save this video for the future (if you lack the concentration to watch anything beyond 50 seconds reel). I know, it is NOT a short content (& of course, not ideally suited for LinkedIN). But it is very important that I share this.