VP/Director, Credit Analyst – Project Finance

Office Status: On-Site

Salary: Up to $235,000

Responsibilities:

• Coach credit analysts and advise on deal structure and underwriting standards
• Review credit reports prepared by credit analysts, with special attention on information integrity, analytical quality and credit merits
• Proactively manage the portfolio the team covers
• Update the sector related procedure and guidelines managed by CAD
• Review and analyze credit proposals prepared by the Front Office on a timely basis
• Joint due diligence vetting, structuring and analysis on potential transactions
• Prepare credit assessment including adjudication opinion, projections and stress test, to be reviewed by the Head of Credit Approval prior to CAC.
• Present and defend cases in the CAC and CMC, where applicable.
• Vet that all applicable CPs have been satisfactorily met prior to closing/funding.
• Review GCMS entries accordingly
• Review legal documents with the focus on credit terms (covenants, collateral, amortization, interest rates and other special items)
• Record Keeping – maintain and archive required documents
• Post disbursement – prepare, jointly with the RM, interim and scheduled annual review on a timely basis.
• Post disbursement – attend to all audit, loan review and regulatory requirements.