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{{Cleanup bare URLs|date=August 2022}}
{{Infobox company
{{Infobox company
|name = KAL
|name = KAL
|logo = Kal-logo-transparent-small.png
|logo =
|type = Private
|type = Private
|key_people = Aravinda Korala
|key_people = Aravinda Korala
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}}
}}


'''KAL''' is a company specialising in [[List of companies involved with ATMs|ATM software]] for bank ATMs, self-service kiosks, and bank branch networks. All KAL products are multivendor, Windows-compliant and conform to the industry XFS standard.<ref>http://www.kal.com/</ref> KAL is the world's number two supplier of true multivendor ATM software.<ref>[https://www.rbrlondon.com/reports/atmsw]</ref> KAL supplies its software to major global banks including China Construction Bank, Citibank and UniCredit.<ref>http://www.scotsman.com/business/tech-firm-kal-clinches-163-20m-atm-contract-with-italy-s-unicredit-1-1369907</ref>
'''KAL''' is a company specialising in [[List of companies involved with ATMs|ATM software]] for bank ATMs, self-service kiosks, and bank branch networks. All KAL products are multivendor, Windows-compliant and conform to the industry XFS standard.<ref>http://www.kal.com/</ref>{{Self-published inline|date=August 2020}} KAL is the world's number two supplier of true multivendor ATM software.<ref>{{Cite web|url=https://www.rbrlondon.com/reports/atmsw|title=Research : RBR}}</ref> KAL supplies its software to major global banks including China Construction Bank, [[Citibank]] and [[UniCredit]].<ref>{{cite web| url = http://www.scotsman.com/business/tech-firm-kal-clinches-163-20m-atm-contract-with-italy-s-unicredit-1-1369907| url-status = dead| archive-url = https://web.archive.org/web/20160312140211/http://www.scotsman.com/business/tech-firm-kal-clinches-163-20m-atm-contract-with-italy-s-unicredit-1-1369907| archive-date = 2016-03-12| title = Tech firm KAL clinches £20m ATM contract with Italy's UniCredit - The Scotsman}}</ref>


== History ==
== History ==
The company was established in 1989 by Dr. Aravinda Korala;<ref>http://www.heraldscotland.com/business/company-news/scottish-firms-claim-queens-awards.13380745</ref> hence Korala Associates Limited. KAL is headquartered in [[Edinburgh]], Scotland. KAL also has office locations elsewhere in the UK, plus in the US, Europe, India, China, Japan, Malaysia and Australia. In 2011 KAL won the [[Queen's Award for Enterprise|Queen’s Award for Enterprise]] in the International Trade category.<ref>{{cite web|url=http://www.queensawardsmagazine.com/winners2011 |title=Archived copy |accessdate=2012-10-09 |deadurl=yes |archiveurl=https://web.archive.org/web/20121114030450/http://www.queensawardsmagazine.com/winners2011 |archivedate=2012-11-14 |df= }}</ref>
The company was established in 1989 by Dr. Aravinda Korala;<ref>{{Cite web|url=http://www.heraldscotland.com/business/company-news/scottish-firms-claim-queens-awards.13380745|title = Scottish firms claim Queen's Awards| date=21 April 2011 }}</ref> hence Korala Associates Limited. KAL is headquartered in [[Edinburgh]], Scotland. KAL also has office locations elsewhere in the UK, plus in the [[United States|US]], [[Europe]], [[India]], [[China]], [[Japan]], [[Malaysia]] and [[Australia]]. In 2011 KAL won the [[Queen's Award for Enterprise]] in the International Trade category.<ref>{{cite web|url=http://www.queensawardsmagazine.com/winners2011 |title=Winners 2011 &#124; the Queen's Awards for Enterprise Magazine |accessdate=2012-10-09 |url-status=dead |archiveurl=https://web.archive.org/web/20121114030450/http://www.queensawardsmagazine.com/winners2011 |archivedate=2012-11-14 }}</ref>


==Products==
==Products==
KAL’s major product is self-service software for ATMs and kiosks. In 2012, KAL introduced the RTM<ref>http://rtm.kal.com</ref> (Retail Teller Machine). The RTM dispenses vouchers instead of cash<ref>http://www.springwise.com/financial_services/atms-dispense-vouchers-cash/</ref> meaning banks can operate in previously inaccessible areas while still offering the complete feature set of an ATM.<ref>http://touchpoint.pk/Newsletter%209%20(Touchpoint%20Partners%20With%20KAL%20To%20Launch%20RTM%20In%20Pakistan).pdf</ref> KAL was the first ATM software company to deliver its products certified for [[Microsoft Windows 8]] – just one week after the new operating system was officially launched by [[Microsoft]] in November 2012.<ref>http://www.scotlandis.com/news/stories/kal_atm_software_first_to_windows_8</ref>
KAL's major product is self-service software for ATMs and kiosks. In 2012, KAL introduced the RTM<ref>http://rtm.kal.com</ref> (Retail Teller Machine). The RTM dispenses vouchers instead of cash<ref>{{Cite web |url=http://www.springwise.com/financial_services/atms-dispense-vouchers-cash/ |title=ATMs dispense vouchers instead of cash &#124; Springwise |access-date=2012-10-22 |archive-date=2012-10-21 |archive-url=https://web.archive.org/web/20121021075056/http://www.springwise.com/financial_services/atms-dispense-vouchers-cash/ |url-status=dead }}</ref> meaning banks can operate in previously inaccessible areas while still offering the complete feature set of an ATM.<ref>http://touchpoint.pk/Newsletter%209%20(Touchpoint%20Partners%20With%20KAL%20To%20Launch%20RTM%20In%20Pakistan).pdf {{Dead link|date=February 2022}}</ref> KAL was the first ATM software company to deliver its products certified for [[Microsoft Windows 8]] – just one week after the new operating system was officially launched by [[Microsoft]] in November 2012.<ref>{{Cite web |url=http://www.scotlandis.com/news/stories/kal_atm_software_first_to_windows_8 |access-date=2012-11-07 }}</ref>


==Industry standards and organisations==
==Industry standards and organisations==
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* Product suite conformed to the WOSA 1.11 industry standard in 1995 (later renamed to XFS in 2000)
* Product suite conformed to the WOSA 1.11 industry standard in 1995 (later renamed to XFS in 2000)
* The [[Payment Card Industry Security Standards Council]]<ref>https://www.pcisecuritystandards.org/get_involved/member_list.php</ref>
* The [[Payment Card Industry Security Standards Council]]<ref>{{Cite web|url=https://www.pcisecuritystandards.org/get_involved/member_list.php|title=Official PCI Security Standards Council Site - Verify PCI Compliance, Download Data Security and Credit Card Security Standards|access-date=2012-10-22|archive-date=2012-10-15|archive-url=https://web.archive.org/web/20121015180109/https://www.pcisecuritystandards.org/get_involved/member_list.php|url-status=dead}}</ref>
* Membership of [[ATMIA|ATM Industry Association (ATMIA)]]<ref>https://www.atmia.com/asia/membership/loyalmembers/</ref>
* Membership of [[ATMIA|ATM Industry Association (ATMIA)]]<ref>{{cite web |url=https://www.atmia.com/asia/membership/loyalmembers/ |title=ATM Industry Association Loyal Members |website=www.atmia.com |url-status=dead |archive-url=https://web.archive.org/web/20071017211550/http://atmia.com/asia/membership/loyalmembers/ |archive-date=2007-10-17}}</ref>


==References==
==References==

Latest revision as of 14:58, 14 September 2023

KAL
Company typePrivate
IndustryATM software
Founded1989
Headquarters
Edinburgh, Scotland
,
United Kingdom
Key people
Aravinda Korala
ProductsKalignite Software Platform, K3A-Kalignite Advanced ATM Application, Kalignite NDC Application, KTC - Kalignite Terminal Controller, RTM
Websitewww.kal.com

KAL is a company specialising in ATM software for bank ATMs, self-service kiosks, and bank branch networks. All KAL products are multivendor, Windows-compliant and conform to the industry XFS standard.[1][self-published source?] KAL is the world's number two supplier of true multivendor ATM software.[2] KAL supplies its software to major global banks including China Construction Bank, Citibank and UniCredit.[3]

History[edit]

The company was established in 1989 by Dr. Aravinda Korala;[4] hence Korala Associates Limited. KAL is headquartered in Edinburgh, Scotland. KAL also has office locations elsewhere in the UK, plus in the US, Europe, India, China, Japan, Malaysia and Australia. In 2011 KAL won the Queen's Award for Enterprise in the International Trade category.[5]

Products[edit]

KAL's major product is self-service software for ATMs and kiosks. In 2012, KAL introduced the RTM[6] (Retail Teller Machine). The RTM dispenses vouchers instead of cash[7] meaning banks can operate in previously inaccessible areas while still offering the complete feature set of an ATM.[8] KAL was the first ATM software company to deliver its products certified for Microsoft Windows 8 – just one week after the new operating system was officially launched by Microsoft in November 2012.[9]

Industry standards and organisations[edit]

KAL is a participatory member of the ATM and self-service industry and belongs to the following industry associations and standards:

References[edit]

  1. ^ http://www.kal.com/
  2. ^ "Research : RBR".
  3. ^ "Tech firm KAL clinches £20m ATM contract with Italy's UniCredit - The Scotsman". Archived from the original on 2016-03-12.
  4. ^ "Scottish firms claim Queen's Awards". 21 April 2011.
  5. ^ "Winners 2011 | the Queen's Awards for Enterprise Magazine". Archived from the original on 2012-11-14. Retrieved 2012-10-09.
  6. ^ http://rtm.kal.com
  7. ^ "ATMs dispense vouchers instead of cash | Springwise". Archived from the original on 2012-10-21. Retrieved 2012-10-22.
  8. ^ http://touchpoint.pk/Newsletter%209%20(Touchpoint%20Partners%20With%20KAL%20To%20Launch%20RTM%20In%20Pakistan).pdf [dead link]
  9. ^ http://www.scotlandis.com/news/stories/kal_atm_software_first_to_windows_8. Retrieved 2012-11-07. {{cite web}}: Missing or empty |title= (help)
  10. ^ "Official PCI Security Standards Council Site - Verify PCI Compliance, Download Data Security and Credit Card Security Standards". Archived from the original on 2012-10-15. Retrieved 2012-10-22.
  11. ^ "ATM Industry Association Loyal Members". www.atmia.com. Archived from the original on 2007-10-17.

External links[edit]

Retrieved from "https://en.wikipedia.org/w/index.php?title=Korala_Associates_Limited&oldid=1175362848"