Account verification: Difference between revisions

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{{Main|Identity verification service}}
 
[[Identity verification service]]s are third-party solutions which can be used to ensure that a person provides information which is associated with the identity of a real person. Such services may verify the authenticity of [[identity documents]] such as [[drivers license]]s or [[passport]]s, called documentary verification, or may verify identity information against authoritative sources such as [[credit bureau]]s or government data, called nondocumentarynon-documentary verification.
 
=== Identity documents verification ===
{{See also|Identity document}}
 
The uploading of scanned or photographed [[identity document]]s is a practice in use, for example, at [[Facebook]].<ref name="facebook_hc">{{Cite web|url=https://www.facebook.com/help/contact/183000765122339|title=Confirm Your Identity With Facebook &#124; Facebook|website=www.facebook.com}}</ref> According to [[Facebook]], there are two reasons that a person would be asked to send a scan of or photograph of an [[identity document|ID]] to [[Facebook]]: to show account ownership and to confirm their name.<ref name="facebook_hc" />
 
In January 2018, [[Facebook]] purchased Confirm.io,<ref>{{Cite web|url=https://social.techcrunch.com/2018/01/23/facebook-confirm-io/|title=Facebook acquires biometric ID verification startup Confirm.io|date=23 January 2018 }}</ref> a startup that was advancing technologies to verify the authenticity of [[identity document|identification documentation]].
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{{See also|Bank account}}
 
[[Identity verification service|Identity verification]] is required to establish bank accounts and other financial accounts in many jurisdictions. Verifying identity in the financial sector is often required by regulation, such as [[Know Your Customer]] or [[Customer Identification Program]]. Accordingly, bank accounts can be of use as [[corroborating evidence]] when performing account verification.
 
Bank account information can be provided when creating or verifying an account or when making a purchase.
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{{See also|Mail|Address (geography)|Postal address verification|Address Verification System}}
 
Postal address information can be provided when creating or verifying an account or when making and subsequently shipping a purchase. A hyperlink or code can be sent to a user by mail, recipients entering it on a website verifying their postal address.<ref>{{Cite web |title=How to Send Bulk Emails Without Spamming |url=https://sendpulse.com/knowledge-base/email-service/general/send-email-without-spamming |access-date=2023-09-19 |website=SendPulse |language=en-gb}}</ref>
 
=== Telephone number verification ===
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The added value of an email account for purposes of account verification depends upon the process of account verification performed by the specific email service provider.
 
=== MultifactorMulti-factor verification ===
MultifactorMulti-factor account verification is account verification which simultaneously utilizes a number of techniques.
 
=== Multi-party verification ===